Heat Illness Prevention for Utah Shops, Molders, and Warehouses
Key takeaways Heat illness is a real, preventable source of workers’ comp claims, and indoor process heat can be as dangerous as the…
When Should a Manufacturer Consider a Higher Deductible, SIR, or Group Captive?
These Strategies Reward Manufacturers Who Manage Risk Well As a manufacturer grows and its loss history improves, taking on more risk in exchange…
Contractual Risk Transfer: Indemnification and Hold-Harmless for Manufacturers
Your Contracts Quietly Move Risk Toward or Away From You Every supply agreement, vendor contract, and customer purchase order contains language that shifts…
How to Prepare for (and Survive) a Workers’ Comp Premium Audit
A Premium Audit Reconciles Your Estimated Payroll With Reality Your workers’ comp premium starts as an estimate based on projected payroll and class…
Are You Underinsured? Property Valuation and Coinsurance for Manufacturers
Many Manufacturers Are Underinsured Without Knowing It Underinsurance usually isn’t a missing policy. It’s a property limit that hasn’t kept up with the…
Is Your Manufacturing Business Properly Insured? A Coverage Audit Checklist
Most Coverage Gaps Are Found by Asking the Right Questions, Not by Reading the Policy The fastest way to know whether your manufacturing…
Total Cost of Risk: Why Manufacturers Should Look Beyond Premium
Your Premium Is Only Part of What Risk Actually Costs You Total cost of risk (TCOR) is the full measure of what risk…
